How do I apply for Klarna?

Created by Matthew, Modified on Mon, 28 Jul, 2025 at 2:41 PM by Matthew

When you choose Klarna Pay later or Pay later in 3, Klarna will perform a soft credit check. This will take into consideration factors such as previous order history amount and any outstanding statements you have with Klarna. You will then be notified on screen if you are able to proceed with a Klarna payment.


Please note: Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. https://www.klarna.com/uk/terms-and-conditions/

Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article